actual-budget

actual-budget

Alternative to YNAB

A privacy-focused personal budgeting app with offline-first data control

28k 2.9k4 HN points
MIT
last commit 2026-03-05
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A local-first personal finance app

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Free alternative to YNAB

actual-budget is a free, open-source alternative to YNAB. Here's why:

  • ๐Ÿ”’ Private data control
  • โœˆ๏ธ Offline access
  • ๐Ÿ’ธ Smart budget planning
  • โ˜๏ธ Multi-device sync
  • ๐Ÿ“ˆ Expense tracking
See all open-source alternatives to YNAB
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slug: actual-budget